FindLaw | Find a Lawyer. Find Answers.
Are you a legal Professional?
The Small Business Owner and Product Liability: Overview
The second rule that helps plaintiffs in product liability cases is that of strict liability. If strict liability applies, the plaintiff does not need to prove that a manufacturer was negligent, but only that the product was defective. By eliminating the issue of manufacturer fault, the concept of no-fault, or "strict" liability allows plaintiffs to recover where they otherwise might not.
Marketing Defects
Marketing defects include improper labeling of products, insufficient instructions, or the failure to warn consumers of a product's hidden dangers. A negligent or intentional misrepresentation regarding a product may also give rise to a product liability claim.
Unavoidably Unsafe Products
By their nature, some products simply cannot be made safer without losing their usefulness. For example, an electric knife that is too dull to injure anyone would also be useless for its intended purpose. It is generally believed that, as to such products, users and consumers are the best equipped to minimize risk. Thus, while a product might not be deemed unreasonably dangerous, manufacturers and suppliers of unavoidably unsafe products must give proper warnings of the dangers and risks of their products so that consumers can make informed decisions regarding whether to use them.
Common Defenses to Product Liability Claims
A defense often raised in product liability cases is that the plaintiff has not sufficiently identified the supplier of the product that allegedly caused the injury. A plaintiff must be able to connect the product with the party(ies) responsible for manufacturing or supplying it. There is an exception to this rule, known as the "market share liability" exception, which applies in cases involving defective medications. Where a plaintiff cannot identify which of the pharmaceutical companies that supply a particular drug supplied the drug he/she took, each manufacturer will be held liable according to its percentage of sales in the area where the injury occurred.
Another defense a manufacturer might raise is that the plaintiff substantially altered the product after it left the manufacturer's control, and this alteration caused the plaintiff's injury. A related defense is that the plaintiff misused the product in an unforeseeable way, and that his/her misuse of the product cause the injuries alleged.
Defending a Product Liability Claim - Get Legal Help
Product liability cases are often quite complex, and often require the assistance and testimony of experts. There are several theories under which a plaintiff might bring a claim, and several defenses that might defeat such a claim. If you are a small business owner faced with a potential product liability injury claim, you should discuss your potential case with an experienced attorney soon. An attorney will explore all possible defense options and strategies available to you, and will protect your business's liability exposure at every step in the process. Go here to find an attorney near you.
FAQs
- What kind of coverage does my business need?
- Are there any specific types of insurance I should consider to cover specific losses?
- Is there a standard kind of insurance that will cover most businesses?
- How do I go about finding the right level of insurance for my business?
Small Business Center Forms
Cost-effective legal forms to manage your small business.LLCs, Corporations, Corporate Dissolutions, Aged Shelf Corporations. We will beat any competitor's price on Registered Agent or Incorporation services!
From the author of LLCs for Dummies® Form your LLC or Corporation with the experts! Formations, Registered Agent, Dissolutions, and more! www.myllc.com
Form a corporation or LLC quickly and easily. From LegalZoom, the #1 legal document service.