3. Term.

3.1 Commencement. The term of this Agreement and Employee's obligation to provide services hereunder shall commence on the date entered by the parties on Exhibit "A" hereto.

3.2 Termination. Employee's obligation to provide services hereunder may be terminated at any time by one party giving written or oral notice to the other. All of the other terms and conditions of this Agreement, including the obligation of Company to pay compensation pursuant to Section 4 for services heretofore provided to Company and the obligation of Employee to maintain the confidentiality of Company's Confidential Information pursuant to Section 7, shall survive the termination of Employee's services hereunder.

4. Compensation.

4.1 Computation of Amount. In consideration of Employee's services and Employee's other agreements and covenants hereunder, Company shall periodically pay Employee compensation computed in accordance with the terms of Exhibit "B" hereto. Notwithstanding anything to the contrary contained in that Exhibit "B," Employee's compensation shall at no time be less than the minimum wage required by law.

5. Expenses.  In its sole discretion, the Company may reimburse Employee for such reasonable business and travel expenses as Employee may incur in connection with Employee's services hereunder and which Company has approved in writing in advance.

6. Regulatory Compliance.

6.1 Acknowledgment. Employee acknowledges that the business of telemarketing is subject to substantial regulation and that serious and adverse consequences to Company, Company's business and Employee might result if Employee fails to strictly comply with such regulations. Accordingly, Employee agrees to act in compliance with such regulations.

6.2 Sales Presentation Policy Statement. Company has adopted a Sales Presentation Policy Statement, the most recent version of which is attached hereto as Exhibit "C." Employee agrees to strictly comply with the instructions of this Sales Presentation Policy Statement, as the same may be modified or amended from time to time.

6.3 Employee Information Sheet. Company is required to provide to various governmental entities and periodically update information about Company's business and the persons acting on Company's behalf, including Employee. Accordingly, at Company's request, Employee has completed Company's standard Employee Information Sheet, which is attached hereto as Exhibit "D." Employee represents and warrants to Company that the information contained thereon is complete and accurate. Employee agrees that Company may use such information (and any updating information) in documents which Company provides to governmental entities. Employee recognizes that it is extremely important for Company to have current information in order to make accurate filings with governmental entities. Accordingly, Employee agrees that Employee shall notify Company in writing at any time if any of the information provided on Exhibit "D" hereto changes and that Employee will, upon the request of Company, at any time, complete a new Employee Information Sheet.