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Law Offices of Steve A. Buchwalter Representing investors in stockbroker disputes. Office located in Encino.
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Ten Things to Think About: Your Bank Loan

Below you will find ten things to think about when applying for a bank loan.

  1. Is the loan secured or unsecured?
  2. If the loan is secured, what does the bank require for collateral?
  3. Is a cosigner required?
  4. Is a personal guaranty required?
  5. What is the interest rate, and is it fixed or variable?
  6. What fees will the bank charge?
  7. When does the loan mature (when does it come due)?
  8. What are the terms of repayment?
  9. Is it a line of credit or term loan?
  10. What documents will you need to provide to the bank during the term of the loan?

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